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Consider the greenery to be all the money that will surround you if you invest wisely, wait patiently, and let the magic unfold!

Over the years, I’ve lost friends just for warning them against fishy money-making schemes. They thought I was jealous of their “easy money” or just clueless. In India, these scams—from shady gold offers to get-rich-quick crypto tokens—are often hyped up as once-in-a-lifetime deals. Nobody wants to miss out on quick bucks, right?

Don’t Fall for the Hype: Not Every “Investment” is a Jackpot

Imagine someone selling a magic cream that promises to make your hair super silky overnight. Sounds cool, right? But if it actually worked, wouldn’t everyone be using it by now?

That’s exactly how some investment schemes work. They promise huge returns and quick money — things like flashy mutual funds, random gold-buying plans, some sketchy crypto coins, or straight-up scams like Ponzi schemes.

Here’s the truth: if something sounds way too good to be true, it probably is. Smart investing takes time and patience, not magic tricks. Always do your homework before putting your money anywhere!

Steering clear of scams and debt takes serious discipline—kind of like ignoring that extra serving of gulab jamuns at a wedding! The articles below share investing tips I’ve learned from books and heated dinner-table debates with family and friends over the past decade.

Becoming wealthy in India can be easier than you think. Pick the right investments, stash your money there, and then forget about it—like that dusty piggy bank on your shelf.

One day, you’ll wake up to a pleasant surprise: a big “treasure chest” of savings!

Many people call it the “Freedom Fund.” It frees you from the rat race of living paycheck-to-paycheck. Imagine losing your job—it’s scary if you rely on monthly salaries alone. Even in the super-rich USA, millions of people went hungry or lost their homes during COVID-19. That’s why having a Freedom Fund is like having an umbrella when a surprise monsoon pours down. It keeps you safe and dry, while the rest of the world scrambles for cover.

Retiring early to chase your dreams isn’t just a fantasy in India. Thanks to the country’s strong growth, earning steady returns of around 8% (or even more) with minimal risks is actually possible. That speeds up how fast you can build your money pot and escape the 9-to-5 grind.

Learning from others success is smart, learning from others failures is genius !

I have tried to collate all those ideas that have worked for me even during the financial crisis. These are my thoughts and ideas , collected over the decade and hope you will find it useful too. Feel free to share it with your Family and Friends!

Reading them in the following order would be most beneficial:

1. Wake-up and Invest – Understand why building a retirement corpus is so important. Wake up !
2. Warren Buffet Mantra – Everyone quotes Warren Buffet , very few understand him
3. Debt Trap – Social Media – Lot of people willingly or unwillingly get into debt. Some of the lessons that can be learnt by observation ?
4. The Middle Class mindset – How the middle-class mindset can hinder financial growth
5. The Home loan Bubble
6. Avoid Debt
7. Compound Interest – 8th wonder of the world !
8. Your Net Worth ? – What does Net Worth signify
9. Net Worth 101 – Quick lessons on Net Worth and how to calculate it
10. Increasing Net Worth
11. Save on Income Tax
12. Tax Saving Schemes – An intro to various Tax saving schemes available in India !
13. Freedom Fund – Vehicles to build Retirement Fund
14. Mutual Fund basics – Everything to know about Mutual Fund
15. Expense Ratio and Fees – Understand why fees are bad for your returns !!
16. ABC of Index Fund – Understand what’s an Index Fund and more
17. Why Index Fund?? – Explained through Case-1 , Case-2, Case-3 . Each of the case explains a known myth about why people stay away from Index Funds
18. HowTo start investing in Index Fund ?
19. Freedom Fund – Why plan for retirement early?
20. Building Long-term Wealth #Level-1 , made easy – Build your freedom Fund
21. Build long-term Wealth #Level-2 , What next after the 20K rule ?
22. Build long-term Wealth #Level-3 , How about investing in S&P 500 ? Best 500 companies in USA.
23. My Portfolio and how I went about building my Freedom Fund – Coming Soon!

Feel free to contact me and suggest topics to be covered!

Do note that most of the Authors are into investment for 50+ years !! I would love to add more, to the list, as I grow older ( and eventually wiser )

Books for reference ( and the ones I have read )

Book Title	Author	Read
The Little Book of Behavioral Investing	James Montier
The Intelligent investor	Benjamin Graham
Common Sense on Mutual Funds	John C Bogle
Little Book of Common Sense Investing	John C Bogle
The Dhando Investor	Mohnish Pabrai
Rich Dad Poor Dad	Robert T. Kiyosaki
Poor Richard’s Almanack	Benjamin Franklin
University of Berkshire Hathaway	Daniel and Corey
The Simple Path to Wealth	J L Collins
Warren Buffets Management Secrets	David and Mary Buffet	—
Money Master the Game	Tony Robbins
Random Walk Down Wall street	Malkiel Burton G
13 steps to bloody good wealth	Ashwini Sanghi
Autobiography of a Stock	Manoj Arora
Let’s Talk Money	Monika Halan
Boglehead’s guide to investing	Taylor Larymore
Where are the customer’s yachts	Schwed Fred
Millionaire next door	Thomas J. Stanley
Random Walk down Wallstreet	Burton Malkiel

Please read the disclaimer carefully before making any investment based on the articles published on this Blog !!